Home Insurance Building & Contents Cover
# 30% discount in your first year when you buy over the phone OR
# 35% discount in your first year when you buy online
Buildings insurance - items covered
Loss/damage from fire, theft, storm, flood, burst pipes, vandalism, subsidence Yes
Up to £1 milllion buildings cover as standard¹ Yes
Cost of alternative accommodation Yes, up to £25,000 of sum insured
The cost of damage resulting from a forced entry by the emergency services Up to £1,000
Architects, surveyors, consultants and legal fees following damage Yes
Outbuildings, including sheds and garages Yes
Damage to plumbing by frozen or burst pipes Yes
Accidental breakage to glass and bathroom ware Yes
Contents insurance - items covered
Loss/damage from fire, theft, storm, flood, burst pipes, vandalism, subsidence Yes
Cost of alternative accommodation Yes, up to 20% of contents sum insured
Replacing purchased stored information e.g. music on iPods Up to £1000
New for old replacement for items in the home (except linen and clothing), garages and sheds Yes
Valuables such as jewellery, watches, paintings etc (a limit of £1,500 applies per item²) Yes
Accidental damage to TVs, videos, DVD players, audio equipment, radios, computers Yes
Accidental breakage of mirrors, fixed glass in either furniture, pictures or ornaments Yes
Replacement of external door locks and keys Yes, up to £500
Contents in the garden Yes, up to £500
Money in the home Yes, up to £300
Freezer contents Yes, up to £250
Contents temporarily removed from your home Yes, up to £5,000
Cost of preparing new title deeds due to damage or loss Yes, up to £250
Loss of metered water or oil Yes
